Ask MiGoals: "I’ve spent $60k on a degree but now I want out of my career."

Posted by Anna Mackenzie on


Ask MiGoals

Question:

I’m in my mid 30s and feel totally stuck.

A few years ago I completed my Masters Degree in Public Policy. It took me years to complete and also cost an arm and a leg, I’m talking upwards of $60k. I’m still paying this damn thing off and I’ve made a lot of sacrifices to get here.

I now work in Public Policy, and it’s not what I expected or hoped for. Most days I feel empty. I’ve been playing this feeling down, telling myself that a job is just a means to an end and I can still enjoy my life outside work, even if I can’t enjoy myself within it.

But the more I tell myself that, the more I realise I’m fooling myself. I’ve recently felt the urge to explore a passion of mine - personal training. I’ve always been a fitness freak and love running PT sessions for my friends. I’ve found an online course I could take but it costs $2k and even though I can afford it, I just can’t drum up the courage to buy it when I’ve already invested over $60k in my Masters Degree. I want to explore PT but I’m scared to put the wheels in motion that may mean giving up what I’ve worked hard for.

How can I gain the courage to explore something new?

— Maddie

This month’s Ask MiGoals column is written by Anna Mackenzie.

ANNA'S ADVICEAnna Mackenzie

@annaclmack

Anna is a founder, startup consultant, host of the lady-brains podcast and writer of Anna Mack’s Stack; a weekly newsletter sharing business, career and life lessons infused with a dash of humour and vulnerability. Subscribe to her newsletter here and follow her on instagram.

Ohhhh, Maddie. I hear you, I feel you. Leaping into the unknown is terrifying and even more so when it means ditching a path you’ve worked so hard to carve for yourself. Earlier in my career I went through something similar when I decided to leave my dream first job at Japanese retailer Uniqlo. I was hired to help launch the brand in Australia - a pretty big job for a very inexperienced graduate - and while most of my peers were taking meeting minutes or doing data entry, I was living in Singapore and Tokyo slurping ramen and shadowing the Asia-Pac CEO.

After completing my overseas training I moved home and opened the first two megastores in Aus. I should have been celebrating our success but a voice in my head had emerged, telling me that I should leave and do something else. I pushed that voice away and doubled down, convincing myself that I couldn’t leave after only two years, especially since they’d already invested so much in me.

But the longer I stayed the more miserable I became. I couldn’t see it then but I was deep in the throes of the Sunk Cost Fallacy: the false belief that I should continue with my career just because I’d invested time and effort into it already.

Maddie, might you also be blinded by similar sunken cost thoughts?

Is the main reason that you want to stick with Public Policy due to the cash you’ve poured in already?

Or is this the only reason?

Are you keeping on with something you don’t want to keep on with, just because you’ve kept on at it for so long? If you answered yes to these 3 questions your response may be driven by fear. And I viscerally get why: changing course could have real life implications and you still have to pay rent and put food on the table even if that food is only a packet of chicken 2 minute noodles.

But here’s the thing. The Sunk Cost fallacy is just that; a fallacy.

Doubling down on an existing path is pointless if it’s not the right path in the first place.

You say you don’t want to give up on the career that you spent so much time and money on creating. But I’m wondering, how do you feel about giving up on a potential passion that’s just starting to emerge? How might you feel 40 years from now when you’re kicking back in a Retirement Village thinking back on your career, if your entire career remained simply ‘a means to an end’?

It may be useful to throw on some binoculars and point them towards the future. Ask yourself:

  1. How does your current career align with your vision and long term goals?
  2. How does your current career serve you? Is it purely financial? Do you have great work relationships? As hard as it is, try and put the time and money you’ve already invested to the side.
  3. What could you lose by not pursuing your PT dream? Think about all the people you could meet, the places you could go and the impact you could have.
  4. Can you test the PT waters without going all in? We’re lucky to live in a world where side hustles exist alongside full time gigs - balancing passion with pragmatism might be the safer path to take here.

When I pulled on the threads of these questions all those years ago I realised that I wanted to live a big, full life that lit me up no matter what it took. I was passionate about building businesses and writing, not about Uniqlo’s Ultra Light Down Jackets or White Crew Neck Tees. And so…I finally summoned the courage and took the leap. And as someone who has landed safely on the other side, I don’t regret it one bit.

Maddie, you’re in a unique position where you can pursue your PT passion on the side to see if it’s truly the life path you want to take. So why not bet on yourself and buy the course?

If you end up realising that PT isn’t for you after all, at the very least you will have given yourself the chance to find out.

And if you discover that it is?

You’re a smart cookie, you’ll figure out what to do next. You have a Masters Degree after all.

— Anna

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CONSULT THE HACK ANGEL A QUALIFIED CRYPTO CONSULTANT TO RECOVER ALL YOUR LOST FUND Have you ever encountered cryptocurrency theft? Have scammers or hackers stolen your hard-earned Bitcoin? Don’t worry!

THE HACK ANGEL is a professional cryptocurrency recovery agent who can assist you in recovering your stolen bitcoin and reclaiming what is rightfully yours. Make touch with him immediately and thank me later.
Email. hackangel@cyberdude.com

WHATsAP: +1 203,309,3359

Web: https://thehackangels.com

CONSULT THE HACK ANGEL A QUALIFIED CRYPTO CONSULTANT TO RECOVER ALL YOUR LOST FUND Have you ever encountered cryptocurrency theft? Have scammers or hackers stolen your hard-earned Bitcoin? Don’t worry!

THE HACK ANGEL is a professional cryptocurrency recovery agent who can assist you in recovering your stolen bitcoin and reclaiming what is rightfully yours. Make touch with him immediately and thank me later.
Email. hackangel@cyberdude.com

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Web: https://thehackangels.com

CONSULT THE HACK ANGEL A QUALIFIED CRYPTO CONSULTANT TO RECOVER ALL YOUR LOST FUND Have you ever encountered cryptocurrency theft? Have scammers or hackers stolen your hard-earned Bitcoin? Don’t worry!

THE HACK ANGEL is a professional cryptocurrency recovery agent who can assist you in recovering your stolen bitcoin and reclaiming what is rightfully yours. Make touch with him immediately and thank me later.
Email. hackangel@cyberdude.com

WHATsAP: +1 203,309,3359

Web: https://thehackangels.com

CONSULT THE HACK ANGEL A QUALIFIED CRYPTO CONSULTANT TO RECOVER ALL YOUR LOST FUND Have you ever encountered cryptocurrency theft? Have scammers or hackers stolen your hard-earned Bitcoin? Don’t worry!

THE HACK ANGEL is a professional cryptocurrency recovery agent who can assist you in recovering your stolen bitcoin and reclaiming what is rightfully yours. Make touch with him immediately and thank me later.
Email. hackangel@cyberdude.com

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Web: https://thehackangels.com

CONSULT THE HACK ANGEL A QUALIFIED CRYPTO CONSULTANT TO RECOVER ALL YOUR LOST FUND Have you ever encountered cryptocurrency theft? Have scammers or hackers stolen your hard-earned Bitcoin? Don’t worry!

THE HACK ANGEL is a professional cryptocurrency recovery agent who can assist you in recovering your stolen bitcoin and reclaiming what is rightfully yours. Make touch with him immediately and thank me later.
Email. hackangel@cyberdude.com

WHATsAP: +1 203,309,3359

Web: https://thehackangels.com

CONSULT THE HACK ANGEL A QUALIFIED CRYPTO CONSULTANT TO RECOVER ALL YOUR LOST FUND Have you ever encountered cryptocurrency theft? Have scammers or hackers stolen your hard-earned Bitcoin? Don’t worry!

THE HACK ANGEL is a professional cryptocurrency recovery agent who can assist you in recovering your stolen bitcoin and reclaiming what is rightfully yours. Make touch with him immediately and thank me later.
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PARISIA GAYLE on

HOW TO FIND LEGITIMATE CRYPTO RECOVERY COMPANIES / OPTIMISTIC HACKER GAIUS

Have you ever encountered cryptocurrency theft? Have scammers or hackers stolen your hard-earned Bitcoin? Don’t worry!
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Email address…. (optimistichackergaius @ seznam.cz)

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Linda on

What To Do When You Fall Victim To A Crypto Scam // Captain WebGenesis.

Consulting an expert like Captain WebGenesis for recovering lost crypto from fraudsters is essential due to the complexities involved in navigating blockchain transactions. Understanding the intricacies of blockchain technology and the legal aspects of recovering stolen crypto assets requires specialized knowledge and expertise. Captain WebGenesis possesses the skills and resources to delve into the digital footprints left by fraudsters, utilizing advanced technological tools and strategies to trace and recover lost crypto efficiently. By entrusting the recovery process to an expert like Captain WebGenesis, victims can benefit from his in-depth understanding of the complexities of crypto scams and his ability to navigate these challenges effectively.

Email; Captainwebgenesis @ hackermail. c om
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Dave Paine on

BEWARE OF THE PITFALLS OF THE CRYPTO WORLD:
I fell victim to a crafty scam, but just when I thought all hope was lost, IRON CLAD CYBER RECOVERIES emerged as a beacon of light. For a fact, bitcoin is true and is the future of world currencies. I have been using it until I lost 7 BTC in the hands of unregulated brokers. In the wake of losing my monies to this sham investment brokers, I found myself in a state of panic and despair. Fortunately for me, an old friend who previously worked with my uncle referred me to IRON CLAD CYBER RECOVERIES. I participated in an in-depth consultation to understand the details of the theft and the extent of the loss I suffered. They created a customized recovery plan that met my specific need using their extensive knowledge of blockchain technology and forensic investigative skills. With their sophisticated and robust technological firewalls, my case was investigated and IRON CLAD CYBER RECOVERIES were able to recover my stolen cryptos in less than 72 hours. Working with IRON CLAD CYBER RECOVERIES was a transformative experience, not only did they recover my stolen funds, they also demonstrated a level of professionalism that exceeded my expectations. I appreciate them for their help and I wish to recommend them to everyone caught up in systemic scams. Please contact IRON CLAD CYBER RECOVERIES for your swift recovery.
Email Address: Ironcladcyber@techie.com, Telegram: @ICCRECOVERIES, W/App: +1(623) 688-8815

Brice Dakota on

The past 3 weeks has really been hell for me as i fell victim to a fake investment scheme which turned out to be a ponzi and i ended up losing 405,000 thousand dollars of my life savings which was to serve as my retirement funds.
I reported to the police and they said there was nothing they could do to get my lost funds back even after i cried so much to them seeking assistance because i had nothing else to fall back on. I prayed and cried cause family members were already putting so much blames on me whereby my only intention was to invest and get great Return On Investment (ROI).
I finally came back to life from my depressed state as I resorted to seeking assistance from google and it proved fruitful and successful because I came across testimonies but one about Refundd Polici really struck and stuck on my mind until i gave it a trial by reaching out via the contact information that was provided and they had patience and guided me through as soon as i provided all the necessary information and documents about the scammers,but at some point my human instincts kicked in at first and made me to have doubts because once beaten twice shy and I wouldn’t want to fall victim to more scam.
Lo and behold after about 72 hours, they successfully recovered and sent my funds back to me although the scammer had initially spent about USD75,000 out of the money but i was glad more than half of the funds returned back to my custody.
Don’t give up nor feel ashamed of your mistake that might have caused you to lose money to these poisonous and evil internet people parading and disguising as brokers and traders.
Contact Refundd Polici Recovery Service through these channels
Telegram; @Refunddpolici
Whatsapp; +1 (605) 963-9055
Email; Refunddpolici AT gmail. com

Rhonda Donathin on

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